What are the advantages of using an insurance agent in Kottayam instead of buying insurance directly online?
Insurance agents offer personalized advice and guidance tailored to your individual needs. They can help you navigate through various insurance products, explain policy terms and conditions, assist with claim processing, and provide ongoing support and assistance throughout the policy term.
How do insurance agents in Kottayam assess my insurance needs?
Insurance agents typically assess your insurance needs by understanding your personal or business circumstances, financial situation, and risk tolerance. They will ask questions about your assets, liabilities, dependents, health condition, lifestyle, and future goals to tailor insurance recommendations to your specific requirements.
What qualifications and certifications should I look for in an insurance agent in Kottayam?
Look for insurance agents who are licensed by the Insurance Regulatory and Development Authority of India (IRDAI). Additionally, certifications or memberships in professional organizations such as the Life Insurance Council or General Insurance Council can indicate a commitment to professional standards and ongoing education.